Frequently Asked Questions

• Can I get car finance even with a bad credit rating?
• Can I get car finance even if I am self employed?
• How much can I borrow?
• Do I need a deposit?
• How long does it take to get the finance?
• Where can I buy the car from?
• What happens if you do not have the car I want?
• I’m still not sure, have you any testimonials I can read?
• Does my car have to have a payment box fitted?
• How does your complaints procedure work?
  

Can I get car finance even with a bad credit rating?
Yes, you can. We’re experts at providing car finance for people who have had problems obtaining credit in the past. Having a poor credit rating shouldn’t stop you from getting car finance with us, even if you've been refused elsewhere.

Can I get car finance even if I am self employed?
Yes, you can. Being self-employed doesn’t stop us finding you car finance. Just give us a call or apply online.

How much can I borrow?
We determine the amount you can borrow by taking into account your current affordabililty, the age of the vehicle you are looking at and how long the term of the car finance you require.

Do I need a deposit?
Some lenders we use and trust ask for deposits and some do not require any deposit at all.  This depends on which lenders we can get you approved with. We will advise you fully on this throughout your application.

How long does it take to get the finance offer?
It usually takes between 1 and 2 business days  for us to process, approve and arrange your finance package. You can contact us at any point to discuss the status of your application.

Where can I buy the car from?
Our car finance scheme is available on cars from any UK Car Dealer that hold a valid consumer credit license. We provide examples of dealer stock on the getmecarfinance website to give you an idea of what is financable.

I'm still not sure, have you any testimonials I can read?
Yes, and we hope that you will! Please see the following link from our website for testimonials and case studies from customers just like you! http://www.getmecarfinance.co.uk/testimonials.asp

How  do I get my car?
You can collect your car directly from the dealer , we will liase with the car dealer and you can arrange viewing and pickup directly through them. We take care of all the documentation regarding your finance.

Do i get warranty , tax and MOT
Each dealer and each car has different offers on tax , servicing and MOTs, when purchasing you can arrange these directly with your dealer.

Do I have to have a payment box fitted to my car?
We do use companies who will fit a payment box to your car if approved by them. On acceptance with that company they will explain how it the device is fitted, displayed and how it functions

How does your complaints procedure work?
Please visit our complaints procedure section of the website http://www.getmecarfinance.co.uk/complaints.asp